Legal Document
Disclaimer
📅 Effective: 1 June 2026
⚠️ Please Read Carefully
⚠️ Important: This disclaimer governs your use of BimaSarathi's platform and services. By using our platform, you acknowledge that you have read and understood this disclaimer.
1 General Disclaimer
BimaSarathi provides insurance comparison, vehicle services, and related information on an "as-is" and "as-available" basis. While we strive for accuracy and completeness, we make no warranties, express or implied, regarding:
- The accuracy, completeness, or timeliness of information on our platform
- The suitability of any insurance product for your specific needs
- Uninterrupted or error-free service availability
- Results obtained from the use of our services
2 Insurance Disclaimer
BimaSarathi is an insurance aggregator/intermediary platform:
- We do not underwrite any insurance policy
- All insurance products displayed are offered by IRDAI-licensed insurance companies
- Premium quotes are indicative and subject to insurer's final underwriting decision
- Policy terms, conditions, exclusions, and coverage are as defined by the respective insurer
- BimaSarathi is not liable for any claim rejection or partial settlement by the insurer
- Please read your policy document (including exclusions) carefully before purchase
📄 Insurance is a subject matter of solicitation. The purchase of insurance is voluntary. Please refer to the policy wordings for complete terms and conditions.
3 Vehicle Services Disclaimer
- Vehicle status information is fetched from government portals (Vahan/MoRTH) and may have delays
- BimaSarathi is not responsible for any inaccuracy in government database records
- Fitness, PUC, permit, and tax status shown are indicative — always verify from official RTO records
- Processing timelines for document renewals depend on respective government authorities
4 Investment & Financial Disclaimer
Information about life insurance, health insurance, or any investment-linked insurance products on BimaSarathi:
- Is for informational purposes only and does not constitute financial advice
- Past performance of any product is not indicative of future returns
- We recommend consulting a certified financial advisor before making investment decisions
- Market-linked insurance products are subject to market risks
5 Technology & Availability Disclaimer
- BimaSarathi may experience downtime for maintenance or due to technical issues
- We are not responsible for losses arising from service unavailability
- Certain features may not work on older browsers or devices
- WhatsApp bot responses are automated and may not cover all scenarios
6 Third-Party Content
BimaSarathi may display or link to content from third parties (insurers, government portals, news sources). We are not responsible for the accuracy, legality, or appropriateness of third-party content. External links do not constitute endorsement.
7 IRDAI Regulatory Statement
🏛️ BimaSarathi operates in compliance with IRDAI (Insurance Regulatory and Development Authority of India) regulations. Insurance products are regulated by IRDAI. Grievances related to insurance companies can be escalated to IRDAI at www.irdai.gov.in or toll-free 1800-4254-732.
8 Contact for Clarifications